The impending open banking and open payment standards will accelerate cross-border payments and further empower consumers and businesses. Peer-to-peer, international payments are poised for re-intermediation and exponential growth. While rapid growth augurs well for banks, non-banks, fintechs, and new business entrants, success is not guaranteed for all. In the new economy, successful businesses will have to modernize their legacy infrastructures, rapidly align with client needs, foster an open platform, embrace agility, and participate in an "ecosystem of friendly co-opetition." Cross-border real-time payments and market integration will accelerate businesses, globally. An exciting future awaits.