The fundamental shift in where fintechs and insurtechs sit in the sector is acceleration. They are moving from disruptive segment components to pervasive business models. What does that mean for incumbent banks, insurance companies, and every other financial services enterprise? This conversation with these prominent fintech/insurtech venture capital investors, will explore the embedded models bringing incumbents and fintechs/insurtechs together around critical datasets to deliver new value to customers and open the door for a new era of financial services platforms in a moment in digital-first models are critical to success.